About Us

Karen Sweet-O'Neill, owner of KSO Insurance Solutions, has been a Life and Health Insurance Advisor for over 27 years. She is licensed in New York and Pennsylvania and specializes in Senior Health Insurance Reviews, offering one-on-one consultations for insurance and retirement planning.


Karen has earned the designation "Certified in Long Term Care" (CLTC) after completing a rigorous multidisciplinary course focused on the profession of long term care. She is authorized to offer AARP (United Health Care) Medicare Supplement plans and has completed her 2019 PDP, Medicare Supplement and Annuity Suitability certifications.


She conducts informational seminars for local organizations and professionals and hosts "Get Smart," a local radio segment addressing senior issues, airing Wednesday mornings at 7:10 on WNBF-AM1290.


Services Offered

  • Comprehensive Insurance Reviews
  • Pre-Retirement Consultations
  • Senior Health Insurance Reviews
  • Medicare Consultations
  • Group Seminars


Team KSO

Karen's assistants, Tracy, Eileen and Mary, are ready to support you throughout the review process. This caring and knowledgeable team are committed to helping you and your family with all of your insurance needs.


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