Long Term Care Insurance


Protect Your Family. Protect Your Assets. Protect Your Portfolio.

Karen Sweet-O'Neill is Certified in Long Term Care and is an expert in the area of Long Term Care Insurance. She specializes in age-appropriate planning and offers comprehensive Long Term Care Insurance plans with competitive rates from the nation's top-rated carriers.

What can a Long Term Care Insurance policy do for you?

  • Protect your assets and family
  • Preserve your independence and health care options
  • Provide a financial solution to long term care expenses
  • Avoid traditional spend-down and penalty periods
  • Transfers the risk to the insurance company

What are the types of Long Term Care Insurance?

  • Traditional Plans
  • New York State Partnership Plan
  • Hybrid Life / Long Term Care Insurance

What else should you know?

  • You are covered wherever you live
  • Premiums may be tax deductible
  • Medical qualification varies by company
  • You shouldn't pay more premium than necessary to protect your portfolio

Are you prepared?

  • Long Term Care Insurance
  • Power of Attorney
  • Health Care Proxy
  • Updated Will

Call us today -- (607) 772-4898

Call Karen today to learn more about the benefits of a Long Term Care Insurance policy!

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